DSCR Loans & Commercial Real Estate Financing | Investment Property Loans | Magis Funding

DSCR Loans & Commercial Real Estate Financing for Real Estate Investors

Finance rental properties, multifamily investments, mixed-use buildings, and commercial real estate without the limitations of traditional bank lending. Magis Funding provides nationwide financing solutions including DSCR loans, bridge loans, multifamily loans, construction financing, and commercial real estate lending tailored to investors and business owners.

Whether you’re purchasing your first rental property, expanding a multifamily portfolio, refinancing an existing investment, or financing a large commercial real estate project, Magis Funding provides access to flexible financing solutions designed specifically for investors.

Unlike traditional banks that focus heavily on personal income and tax returns, many of our lending programs allow borrowers to qualify based on property cash flow, asset strength, and investment potential. From DSCR loans and bridge financing to multifamily loans, construction financing, and commercial real estate lending, we help investors secure the capital they need to acquire, renovate, refinance, and grow.

Our nationwide lending network offers competitive financing options for residential investment properties, apartment buildings, mixed-use developments, retail centers, office properties, industrial facilities, and other income-producing real estate assets.

Quick Benefits

✓ DSCR Loans with No Tax Returns Required*

✓ Financing for Rental Properties & Commercial Real Estate

✓ Purchase, Refinance & Cash-Out Options

✓ Loan Amounts from $100,000 to $100 Million+

✓ Bridge, Construction & Multifamily Financing Available

✓ Nationwide Lending Programs

✓ Fast Pre-Qualifications & Streamlined Closings

Discuss Your Deal

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Why Investors Choose Magis Funding

Magis Funding specializes in DSCR loans, rental property financing, multifamily loans, bridge loans, construction financing, and commercial real estate lending for investors seeking flexible alternatives to traditional bank financing. Whether you’re financing a single-family rental, apartment complex, mixed-use property, office building, retail center, or development project, our team can help identify financing solutions tailored to your investment strategy.

No Tax Returns Required on DSCR Loans

Financing from $100,000 to $100 Million+

30-Year Fixed Rental Property Loans

Bridge & Construction Financing

Multifamily & Commercial Real Estate Loans

Foreign National Programs Available

Fast Closings & Flexible Underwriting

DSCR Loans for Real Estate Investors

A DSCR (Debt Service Coverage Ratio) loan allows investors to qualify using property cash flow rather than personal income. Whether you’re purchasing a rental property, refinancing an existing investment, or taking cash out for expansion, DSCR financing provides a flexible path to growth.

Program Highlights

  • Up to 80% LTV
  • Loan amounts up to $5 million+
  • 30-Year Fixed Options
  • No Personal Income Verification
  • No Tax Returns Required
  • Long-Term & Short-Term Rental Financing
  • Purchase, Refinance & Cash-Out Options

DSCR financing remains one of the most popular investor loan programs because qualification is based on property performance rather than traditional income documentation.

Use our free DSCR Loan Calculator
Speak With a Financing Specialist

Commercial Real Estate Financing Solutions

From small balance commercial properties to institutional-level projects, we help investors and business owners secure financing for virtually every commercial property type.

Eligible Property Types

  • Multifamily
  • Mixed Use
  • Office Buildings
  • Retail Centers
  • Industrial Properties
  • Hospitality
  • Student Housing
  • Senior Housing
  • Self Storage

Financing Programs

  • Conventional Commercial Loans
  • SBA Loans
  • Agency Financing
  • CMBS Loans
  • Bridge Loans
  • Construction Loans
  • Portfolio Loans

These programs are already part of your commercial lending platform.

Speak With a Financing Specialist

Investor Financing Programs

DSCR Loans

Finance rental properties based on cash flow.

Multifamily Loans

Acquire or refinance apartment buildings and multifamily assets.

Bridge Loans

Fast capital for acquisitions, repositioning, and value-add projects.

Construction Financing

Ground-up and development financing solutions.

Speak With a Financing Specialist

A Lending Partner Built for Investors

Traditional banks often struggle with investment property financing. Our network of lenders provides access to solutions designed specifically for real estate investors.

Whether you're financing a single rental property or a large commercial project, our team works to identify competitive lending options that align with your investment strategy.
• Nationwide Lending Programs
• Financing Up To $100 Million+
• Investor Focused Solutions
• Multiple Capital Sources

Investor Financing Resources

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Bart profile picture
Bart
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Dave and Gretchen did a great job seeing the whole process through for me from beginning to end. I’m sure I’ll be doing business with them again in the future.
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Guillaume Vidallet profile picture
Guillaume Vidallet
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very professional and diligent every step of the way! Highly receommend
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Joe King profile picture
Joe King
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Magis Funding Solutions, and specifically Dave Guarino, were easily one of the best decisions I made during my purchase process. Working with them as a broker made the entire experience smooth, transparent, and actually exciting instead of stressful. Dave was incredibly knowledgeable, responsive, and always took the time to explain every step so I felt confident in the decisions being made. What really stood out was his professionalism and dedication. It never felt like just another transaction—Dave genuinely cared about helping me get the deal done the right way. Any questions I had were answered quickly, and he consistently went above and beyond to keep everything moving forward. If you’re looking for someone you can trust to guide you through financing, I can’t recommend Dave and Magis Funding Solutions enough. I will absolutely be working with Dave again on my next business venture, no questions asked.
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Nick Young profile picture
Nick Young
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Dave and Gretchen were wonderful to work with and were there for every step of the process. They are very knowledgeable in the field of finance and accommodating to your specific needs. I highly recommend using them.
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Bob Fritschi profile picture
Bob Fritschi
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Gretchen and Dave were very diligent in what proved to be an long and arduous process. In the end, after several twists and turns, they were able to make it happen. Very happy to work with them and confidently recommend their services. Thanks Guys!!
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Keith Hansen profile picture
Keith Hansen
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Dave was referred to me by a mortgage lender. From the first email introduction it was clear that Dave and his team were very responsive and knowledgeable. They were patient with me and provided all of the necessary advice that I needed to work my way through the process. I would recommend Magis to any of my friends and family. And I will definitely use them the next time I need funding. Thank you Dave! Keith Hansen
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Jonathan Whiton profile picture
Jonathan Whiton
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Hard working professionals who will find solutions for your funding needs!
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Lisa Hicks profile picture
Lisa Hicks
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This was the most stress free closing I have ever participated in. Gretchen and Dave are great to work, very efficient, responsive and knowledgeable. I will definitely be working with them again in the future.
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Connor Smith profile picture
Connor Smith
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I closed a 2 property package with Magis. The whole process was smooth and they were responsive the whole time. I will definitely use them again in the future.

Ready to Finance Your Next Investment Property?

Whether you’re purchasing a rental property, refinancing a multifamily asset, or securing commercial real estate financing, our team is ready to help.
Speak With a Financing Specialist