info@magisfunding.com
(716) 626-3018
Give us a Call Now!
Menu

DSCR Loans

  • DSCR Loans

Debt Service Coverage Ratio (DSCR) Loan

A DSCR loan allows real estate investors to secure financing based on the rental income of a property rather than their personal income.

Unlock Your Investment Potential with DSCR Loans!

Looking to expand your real estate portfolio without the hassle of traditional loan criteria? Discover the power of DSCR (Debt Service Coverage Ratio) loans!

Why Choose DSCR Loans?

  • No Tax Returns Needed: Qualify based on your property’s cash flow.
  • Avoid High Rates: Say goodbye to the high rates and points of private loans.
  • Quick Approvals: Skip the lengthy approval processes and strict lending criteria.

With a DSCR loan, your property’s income holds the key to your next investment opportunity. Ready to invest smarter and grow your portfolio faster?

Dive In to learn more about DSCR loans, how they work, and what you need to qualify. Don’t miss out on this game-changing opportunity!

APPLY TODAY!

DSCR Loan Program

A popular non-bank alternative for borrowers with 1-4-unit investment scenarios.

When does a Debt Service Coverage Ratio (DSCR) loan make sense?

Are traditional debt-to-income ratios holding you back from securing a mortgage? Struggling with the hassle of tax returns for lending? Seeking to invest in properties without relying solely on your personal income? Or, do you own more properties than agency program limits permit? We’re here to provide a solution. Unleash your real estate potential with flexible lending designed for professional investors like you.

Program Overview

  • Loan size: $100,000 to $2,000,000
  • Purpose: Purchase, Refinance, Cash Outs, Rehab
  • Loan term: 30-Year Fixed
  • Amortization: up to 30 years
  • LTV: up to 80%
  • FICO: Credit friendly and no minimum credit score program available
  • DSCR: 0.75x
  • Documentation: Light docs, No tax returns, proof of income or DTI required
  • Foreign nationals welcome

Eligible Property Types

  • 1-4-unit attached/detached
  • Short-term rentals (Airbnb)
  • Warrantable and non-warrantable condos

As a Realtor, Gretchen and Dave were a pleasure to work with. Easy to communicate and they have a good variety of loan products for investors of all shape/sizes that most loan officers can't provide. Thank you for your hard work and would highly recommend to other investors!
James Wangelin II-Realtor
Thoroughly enjoyed working with Dave and Gretchen! They are quick to respond and very knowledgeable in guiding their clients to the finish line. I am looking forward to more opportunities to work with Magis Funding Solutions. Highly recommend their services.
Jay Song

Want to discuss a deal?
Let’s talk.

Use the contact form below to chat with an expert today.

  • This field is for validation purposes and should be left unchanged.