Asset-based financing is structured as a revolving credit line, enabling companies to borrow against accounts receivable, inventory, equipment, real estate, and other assets as needed. The borrowing capacity is determined by a percentage of the collateral’s value, typically ranging from 60% to 90%, depending on the asset class. This percentage is referred to as the advance rate.
Your working capital solution starts here.
Asset-Based Lending (ABL) offers a strategic financing solution for businesses and financial sponsors seeking to optimize borrowing capacity through cost-effective funding. Our financing solutions are tailored to meet specific business objectives, whether you require immediate capital access, need enhanced liquidity for growth or turnaround strategies, or prefer fewer covenants compared to traditional bank financing. We invite you to engage with us to explore how we can assist your business or portfolio company in achieving its financial goals.
How it Works
Improve Your Cash Flow With Asset Based Financing
Financing Solutions
- ABL Lines of Credit
- Accounts Receivable (A/R) Financing
- Annuity Financing and Structured Settlement
- Contract Financing
- Factoring Lines of Credit
- Inventory Financing
- Purchase Order and Trade Financing
- Supply Chain Finance
- 401K / IRA Financing
Typical Circumstances
- Seasonal peaks and valleys in revenue
- Acquiring another business
- Raise Capital to Expand Business
- Refinancing an existing credit line
- High Growth – Fulfilling large purchase orders or contracts
- Supporting a recapitalization or restructuring/ turnaround
- Distressed business experiencing hardship
- Business cash-flow alone won’t support a loan
Industries Served
- Agriculture
- Manufacturers / Fabricators
- Communications
- Distribution / Wholesale
- Energy • Government Contracting
- Healthcare
- IT Services / SAAS
- Retail
- Staffing
As a Realtor, Gretchen and Dave were a pleasure to work with. Easy to communicate and they have a good variety of loan products for investors of all shape/sizes that most loan officers can't provide. Thank you for your hard work and would highly recommend to other investors!
Thoroughly enjoyed working with Dave and Gretchen! They are quick to respond and very knowledgeable in guiding their clients to the finish line. I am looking forward to more opportunities to work with Magis Funding Solutions. Highly recommend their services.